Just came back from the bank and I think people underestimate how valuable these institutions really are. I mean, money is one of the most important assets in a person’s life and here is an organization that just readily supplies its members with money for practically anything they need it for–assuming they have the right credentials. But exactly what do I mean by “right credentials”?

Credit score!

My credit score right now is 680. Not bad, but certainly not the highest! I could definitely work on getting this back into shape, they way it used to be. With my credit, it would be a cinch for me to get a loan if I ever need it, and I won’t have to rely on one of those loans for people with bad credit like they sometimes hand out. The interest rates on these loans are off the charts! Don’t get me wrong, they’re a great asset to those who can’t get a loan the standard way, but not something I’d want to get myself into!